The changing face of money : will electronic money be adopted in the United States?
著者
書誌事項
The changing face of money : will electronic money be adopted in the United States?
（A Garland series, . Financial sector of the American economy / edited by Stuart Bruchey）
Garland Pub., 2000
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注記
Includes bibliographical references and index
内容説明・目次
内容説明
Although the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States.
目次
- ContentsList of Figures
- List of Tables
- Preface
- 1. Introduction
- 2. Money: What it is and How it works
- The Importance of Money
- Other Views of Money
- Is Electronic Money Really Different? Other New Payment Methods
- 3. An Overview of Electronic Money-Its Forms and Functions, Standards and Design Issues
- History of Smart Cards
- Chips vs. Magstripe Cards
- Software-based Electronic Money
- Standards
- Security Issues
- The Need for a Dominant Design
- Will a Dominant Design Emerge? Conclusions
- 4. Innovation, Diffusion, and Electronic Money
- Innovation and Diffusion
- Rates of Adoption
- Lessons to Be Learned
- Network Economies
- Conclusions
- 5. Electronic Money Pilot Programs
- The Mondex Pilots
- The VisaCash Pilots
- PROTON
- Europay Clip
- The Netherlands Program
- Other Pilots and Programs
- Closed Systems
- Developing Countries
- Lessons Learned from the Pilots
- 6. Policy and Legal Issues of Electronic Money
- Policy and Regulatory Issues
- U.S. Current and Proposed Regulations
- Basel Committee and theG-10 Proposals
- Regulations in the G-10 Countries
- Legal Framework Issues
- Conclusions
- 7. Final Thoughts and Conclusions
- Are Americans Different? Payments in the U.S.
- The Market for Electronic Money
- Introduction of Other Payment Methods
- Conclusions
- Future Research Efforts
- Bibliography
- Index.
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