Self-Help Groups and the Rural Financial Market in South India::A Case of a Tamil Nadu Village

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Author(s)

    • 佐藤 慶子 Sato Keiko
    • 京都大学大学院アジア・アフリカ地域研究研究科 Graduate School of Asian and African Area Studies, Kyoto University

Abstract

After analyzing the process of development of the Self-Help Groups (SHGs) in a study village located in the Madurai District, Tamil Nadu, we evaluated the impacts of the SHGs and found that they had certain impacts on the alleviation of poverty in the village, although there was an apparent limitation. The major limitation was the small size of loans through the SHGs, either from savings and revolving fund or from the banks, but another major limitation lay in the fact that the poorest people were excluded from the SHGs, especially the poorest women from the female-headed households. On the other hand, there were increasing opportunities to save. Since the mid-1990s, the shift of occupation from agriculture to non-agricultural sectors has accelerated, and the income of rural households started to rise rapidly in rural Tamil Nadu, including in the study village. It was in this context that there emerged a rapid rise of surplus money in the hands of rural residents except for the poorest, which started to be saved in various forms, one of which was the savings in the SHGs.

Journal

  • Japanese Journal of Southeast Asian Studies

    Japanese Journal of Southeast Asian Studies 49(1), 74-92, 2011

    Center for Southeast Asian Studies, Kyoto University

Codes

  • NII Article ID (NAID)
    110008609628
  • NII NACSIS-CAT ID (NCID)
    AN00166463
  • Text Lang
    ENG
  • Article Type
    特集
  • Journal Type
    大学紀要
  • ISSN
    0563-8682
  • NDL Article ID
    11237183
  • NDL Source Classification
    ZG74(歴史・地理--アジア・アフリカ--東南アジア)
  • NDL Call No.
    Z8-392
  • Data Source
    NDL  NII-ELS  IR  J-STAGE 
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