キャッシュレス決済における電子マネーの機能 : サービス・イノベーション及びポイント・プログラムとの連動性の視点から

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  • Function of Electronic Money in Cashless Payment : Based on the Viewpoint of Link between Service Innovation and Point Program
  • キャッシュレス ケッサイ ニ オケル デンシ マネー ノ キノウ : サービス ・ イノベーション オヨビ ポイント ・ プログラム ト ノ レンドウセイ ノ シテン カラ

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The aim of this paper is to examine that promote the function of electronic money in cashless payment. The expansion of the payment market required the introduction of new technologies. This new technology is electronic money. Electronic money caused service innovation in the payment market. Especially for shortening settlement time and cash management costs in shopping. The advent of electronic money has changed the payment market and created payment innovation. Furthermore, the competitiveness of companies has increased through the linkage of electronic money and point programs. Electronic money has produced a reduction in cash management costs. The expansion of the electronic money market is not possible only by linking with the point program. In order to further expand the electronic money market, it is necessary to develop other services besides the point program. And this new service and existing service will be linked to create new functions in electronic money. These new functions will increase the convenience for users of electronic money. This will further expand the electronic money market.

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  • 和光経済

    和光経済 52 (3), 15-29, 2020-03

    和光大学社会経済研究所

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