ファイナンシャル・リテラシー尺度開発の現状と課題

• 神谷 哲司

  東北大学

書誌事項

タイトル別名

• A review of definitions and measurement scales for financial literacy

抄録

This paper examines the definitions and measurement scales for financial literacy presented in previous studies in order to develop a new financial literacy scale. The early definition of financial literacy basically meant “financial knowledge,” but the latest definition has been extended to include or refer to consumers’ financial behaviours, consumers’ interactions with their social and economic environments, and the effect of cognitive biases on consumers’ financial behaviours. On the other hand, conventional measurement scales for financial literacy are generally composed of declarative knowledge questions and numerical ability tests concerning personal finance. This paper addresses the fact that previous financial literacy scales have been based on the traditional concept of “Homo economicus”. We suggest that it is necessary to develop a new financial literacy scale that is comprised of critical thinking disposition such as “awareness for logical thinking” or “evidence-based judgment.”

収録刊行物

• 心理学研究

  心理学研究 87 (6), 651-668, 2017

  公益社団法人 日本心理学会

キーワード

• financial literacy
• financial knowledge
• consumer education
• financial education
• critical thinking

詳細情報

• CRID: 1390282680055736320
• NII論文ID: 130005399529
• DOI: 10.4992/jjpsy.87.15401
• ISSN: 18841082
• ISSN: 00215236
• Web Site: https://www.jstage.jst.go.jp/article/jjpsy/87/6/87_87.15401/_pdf
• 本文言語コード: ja
• データソース種別:
  • JaLC
  • Crossref
  • CiNii Articles
  • KAKEN
• 抄録ライセンスフラグ: 使用不可