Mortgage revenue bonds : housing markets, home buyers and public policy
著者
書誌事項
Mortgage revenue bonds : housing markets, home buyers and public policy
（Current issues in real estate and economics）
Kluwer Academic Publishers, c1992
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注記
Includes bibliographical references (p. [261]-272) and index
内容説明・目次
内容説明
This book brings together much of the best policy-oriented research on state and local mortgage revenue bond (MRB) programs. Most of this re search was conducted to evaluate the impact of MRB subsidies on housing markets and potential home buyers. All of the research is concerned with the "so what" question often ignored by economists: it addresses the implications of the research results for public policy decisions concerning MRBs. The need for this book becomes apparent when reading the transcripts of congressional hearings on MRBs. At those hearings, the policy debate seems underinformed. Aside from discussions of the General Accounting Office's periodic evaluations of MRB programs and impassioned rebuttals by MRB proponents, the hearing testimony consists mostly of assertions and anecdotal evidence, with some "yes MRBs work" and "no they don't" exchanges. Although the research in this book may not improve the level of the policy debate on MRBs, it can inform decision makers, experts, and citizens interested in housing policy about issues that should be examined when considering the future of MRBs. Also, it can point other researchers interested in housing policy in the direction of the questions about MRB programs that need additional attention.
目次
1. The Background of Mortgage Revenue Bonds.- 1. Bonds for the American Dream: A Political History of Single-Family Mortgage Revenue Bond Programs.- 2. Rationing Eligibility for Mortgage Bond Loans.- 2. How Effective are MRB Programs?.- 3. Economic Policy Analysis of Mortgage Revenue Bonds.- 4. Policy Instruments and Policy Outcomes: Comparing the Arguments for Mortgage Revenue Bonds With Their Policy Results.- 5. The Value of Mortgage Interest Subsidies to Participants in the Single-Family Mortgage Revenue Bond Program of a State Housing Finance Agency.- 6. Program Effectiveness of Mortgage Revenue Bonds in a Changing Economic Environment.- 7. An Alternative to Mortgage Revenue Bonds: An Evaluation of the Mortgage Credit Certificate Program in North Carolina.- 3. The Effects of MRBs on Housing Markets.- 8. Capitalization and Mortgage Revenue Bonds: Methodology, Empirical Evidence, and Policy Implications.- 9. Behavioral Responses to Mortgage Revenue Bond Subsidies: Effects on Efficiency and Distribution.- 10. Capitalization of the Benefits of Mortgage Revenue Bond Financing: Lessons from Empirical Research.- 11 Mortgage Revenue Bonds and Local Housing Markets.- 4. What Should the Future of MRBs Be?.- 12. The Economics of Mortgage Revenue Bonds: A Still Small Voice.- 13. MRBs Should Be Continued Because They Work, Work Well and Work Efficiently.- 14. The Future of Mortgage Revenue Bonds: Where Do We Go From Here?.- References.
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