Free for all? : lessons from the Rand Health Insurance Experiment

Bibliographic Information

Free for all? : lessons from the Rand Health Insurance Experiment

Joseph P. Newhouse and the Insurance Experiment Group

Harvard University Press, 1996

1st Harvard University paperback ed

  • : pbk

Available at  / 16 libraries

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Note

"A Rand Study"

Includes bibliographical references (p. 465-482) and index

Description and Table of Contents

Description

From 1971 to 1982, researchers at the RAND Corporation devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge? and what are the consequences for their health? This book presents a comprehensive account of the experiment and its findings. It will be an invaluable teaching tool and reference for anyone concerned with health-care policy.

Table of Contents

Acknowledgments Part I. Introduction Background The Design of the Experiment Part II. Effects of Cost Sharing on Use of Medical Services Total Annual Per Person Expenditure Episodes of Treatment Specific Types of Use Part III. Effects of Cost Sharing on Health Outcomes Adult Health Status and Patient Satisfaction Pediatric Health Status Part IV. Results at the Health Maintenance Organization Use of Services Health and Satisfaction Outcomes Part V. Lessons from the Health Insurance Experiment Administrative Lessons Central Findings and Policy Implications Appendix A. Health Insurance Study Publications Appendix B. Further Explanation of Design Decisions Appendix C. Schedule of Benefits in the Family Health Protection Plan Appendix D. Comparison of the Finite Selection and Conlisk-Watts Models Notes References Index

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