Insurance regulation in the United States : an overview for business and government
Author(s)
Bibliographic Information
Insurance regulation in the United States : an overview for business and government
Quorum Books, 1997
Available at / 24 libraries
-
Research Institute for Economics & Business Administration (RIEB) Library , Kobe University図書
347.7-106081000092760
-
No Libraries matched.
- Remove all filters.
Search this Book/Journal
Note
Includes bibliographical references and index
Description and Table of Contents
Description
Insurance attorney Peter Lencsis provides a unique, objective description of the insurance regulatory system as it exists today in the United States. Concise but comprehensive, it provides an easily grasped, immediately useful explanation of how the regulatory system works. Because of the federal McCarran-Ferguson Act, most insurance regulation is left to the individual states, and is thus non-uniform. But there is still a common pattern to state regulation, explains Lencsis, due in large part to the activities of the National Association of Insurance Commissioners and its own uniform standards. Lencsis covers the formation and licensing of insurance companies and the regulation of their underwriting and investment activities, as well as the insurance insolvency laws and guaranty funds, assigned risk plans, reinsurance, holding companies, and the regulation of agents and brokers. An important resource for insurance industry professionals, and others in regulatory agencies of the public sector.
Table of Contents
Introduction
Historical Background
State Versus Federal Insurance Regulation
Formation and Organization of Insurers
Licensing of Insurers
Assets, Reserves, and Investments
Annual Statements and Periodic Examinations
Rates and Rating Organizations
Insurance Contracts
Assigned Risk Plans and Other Residual Market Mechanisms
Agents, Brokers, and Other Representatives
Holding Companies and Corporate Changes
Non-Admitted Insurers and Other Risk Management Alternatives
Insurer Insolvencies and State Guaranty Funds
Reinsurance
Trade Practices and Miscellaneous Regulation
State and Federal Taxation of Insurers
Appendix: McCarran-Ferguson Act
Table of Key Statutory Provisions
Further Reading
Index
by "Nielsen BookData"