Paying the price : the status and role of insurance against natural disasters in the United States

著者

• Kunreuther, Howard
• Roth, Richard J.

書誌事項

Paying the price : the status and role of insurance against natural disasters in the United States

Howard Kunreuther, Richard J. Roth, editors

（Natural hazards and disasters）

Joseph Henry Press, 1998

注記

Includes bibliographical references (p. 271-284) and index

内容説明・目次

内容説明

This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disasters?and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties. Table of Contents Front Matter 1 Introduction 2 Insurability Conditions and the Supply of Coverage 3 Demand for Disaster Insurance: Residential Coverage 4 Earthquake Insurance Protection in California 5 Hurricane Insurance Protection in Florida 6 The National Flood Insurance Program 7 Mitigation and Insurance 8 Regulation and Catastrophe Insurance 9 A Program for Reducing Disaster Losses Through Insurance Appendix A: Commercial Insurance Appendix B: Evaluating Models of Risks from Natural Hazards Appendix C: Book Links to the World Wide Web Glossary Bibliography Index

目次

• 1 Front Matter
• 2 1 Introduction
• 3 2 Insurability Conditions and the Supply of Coverage
• 4 3 Demand for Disaster Insurance: Residential Coverage
• 5 4 Earthquake Insurance Protection in California
• 6 5 Hurricane Insurance Protection in Florida
• 7 6 The National Flood Insurance Program
• 8 7 Mitigation and Insurance
• 9 8 Regulation and Catastrophe Insurance
• 10 9 A Program for Reducing Disaster Losses Through Insurance
• 11 Appendix A: Commercial Insurance
• 12 Appendix B: Evaluating Models of Risks from Natural Hazards
• 13 Appendix C: Book Links to the World Wide Web
• 14 Glossary
• 15 Bibliography
• 16 Index

「Nielsen BookData」 より

詳細情報

• NII書誌ID(NCID): BA37372389
• ISBN:
  • 0309063612
• LCCN: 98012369
• 出版国コード: us
• タイトル言語コード: eng
• 本文言語コード: eng
• 出版地: Washington, D.C.
• ページ数/冊数: xvi, 300 p.
• 大きさ: 24 cm
• 分類:
  • LCC : HG9979.3
  • DC21 : 368.1/22/00973
• 件名:
  • LCSH : Insurance, Disaster -- United States
• 親書誌ID:
  • BA37372731