The changing face of money : will electronic money be adopted in the United States?

書誌事項

The changing face of money : will electronic money be adopted in the United States?

Barbara Ann Good

(A Garland series, . Financial sector of the American economy / edited by Stuart Bruchey)

Garland Pub., 2000

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注記

Includes bibliographical references and index

内容説明・目次

内容説明

Although the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States.

目次

  • ContentsList of Figures
  • List of Tables
  • Preface
  • 1. Introduction
  • 2. Money: What it is and How it works
  • The Importance of Money
  • Other Views of Money
  • Is Electronic Money Really Different? Other New Payment Methods
  • 3. An Overview of Electronic Money-Its Forms and Functions, Standards and Design Issues
  • History of Smart Cards
  • Chips vs. Magstripe Cards
  • Software-based Electronic Money
  • Standards
  • Security Issues
  • The Need for a Dominant Design
  • Will a Dominant Design Emerge? Conclusions
  • 4. Innovation, Diffusion, and Electronic Money
  • Innovation and Diffusion
  • Rates of Adoption
  • Lessons to Be Learned
  • Network Economies
  • Conclusions
  • 5. Electronic Money Pilot Programs
  • The Mondex Pilots
  • The VisaCash Pilots
  • PROTON
  • Europay Clip
  • The Netherlands Program
  • Other Pilots and Programs
  • Closed Systems
  • Developing Countries
  • Lessons Learned from the Pilots
  • 6. Policy and Legal Issues of Electronic Money
  • Policy and Regulatory Issues
  • U.S. Current and Proposed Regulations
  • Basel Committee and theG-10 Proposals
  • Regulations in the G-10 Countries
  • Legal Framework Issues
  • Conclusions
  • 7. Final Thoughts and Conclusions
  • Are Americans Different? Payments in the U.S.
  • The Market for Electronic Money
  • Introduction of Other Payment Methods
  • Conclusions
  • Future Research Efforts
  • Bibliography
  • Index.

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