Credit scoring for risk managers : the handbook for lenders
著者
書誌事項
Credit scoring for risk managers : the handbook for lenders
Thomson/South-Western, c2004
大学図書館所蔵 件 / 全9件
-
該当する所蔵館はありません
- すべての絞り込み条件を解除する
注記
Includes bibliographical references and index
内容説明・目次
内容説明
With the growing concern about personal bankruptcy and quality of consumer lending, an effective credit scoring system is crucial to efficient and profitable lending practices. Featuring essays from seven experts in the risk management and banking/financial institution lending environment, this unique book offers valuable insights and proven techniques for developing effective credit scoring systems. It provides in-depth coverage of the roles of credit scoring, generic vs. customized scoring models, credit bureau data, scorecard development, performance measures, neural networks, project management, scorecard monitoring reports, how to use a scorecard to a lender's best advantage and much more.
目次
I. INTRODUCTION 1. The Role of Credit Scores in Consumer Lending Today 2. Generic and Customized Scoring Models: A Comparison 3. Credit Bureau Data: The Foundation for Decision Making II. MODEL DEVELOPMENT AND VALIDATION 4. Scorecard Development 5. Variable Analysis and Reduction 6. Scorecard Performance Measures 7. Understanding the K-S Statistic 8. Score Based Loss Forecasting Models 9. Impact of Indeterminate Performance Exclusions on Credit Score Model Development 10. Credit Scoring and the Fair Lending Issue of Disparate Impact III. SCORE IMPLEMENTATION, MONITORING, AND MANAGEMENT 11. How to Successfully Manage a Credit Score Development Project 12. Scorecard Policies: How to Use Your Scorecard to Your Best Advantage 13. Scorecard Monitoring Reports 14. Credit Scoring and Risk Based Pricing: An Income Statement Approach
「Nielsen BookData」 より
