Engineering your retirement : retirement planning for technology professionals
著者
書誌事項
Engineering your retirement : retirement planning for technology professionals
IEEE Press , John Wiley & Sons, c2007
大学図書館所蔵 全2件
  青森
  岩手
  宮城
  秋田
  山形
  福島
  茨城
  栃木
  群馬
  埼玉
  千葉
  東京
  神奈川
  新潟
  富山
  石川
  福井
  山梨
  長野
  岐阜
  静岡
  愛知
  三重
  滋賀
  京都
  大阪
  兵庫
  奈良
  和歌山
  鳥取
  島根
  岡山
  広島
  山口
  徳島
  香川
  愛媛
  高知
  福岡
  佐賀
  長崎
  熊本
  大分
  宮崎
  鹿児島
  沖縄
  韓国
  中国
  タイ
  イギリス
  ドイツ
  スイス
  フランス
  ベルギー
  オランダ
  スウェーデン
  ノルウェー
  アメリカ
注記
Includes bibliographical references and index
内容説明・目次
内容説明
A practical retirement planning resource for engineers, scientists, and mathematicians
In 1995, Dr. Mike Golio, an electrical engineer, became seriously interested in planning for early retirement. In 2003, at the age of 49, he and his wife achieved their goal of financial independence and retired. Engineering Your Retirement is an outgrowth of his research. Whether retirement is imminent or many years off, this valuable guide's straightforward, analytical approach to financial independence answers the critical questions to achieving successful, comfortable, and meaningful retirement.
Written specifically for professionals in the engineering, science, and math fields, Engineering Your Retirement examines such important questions as:
* How much money will I need to retire?
* How long will it take for me to accumulate it?
* What types of post-retirement activities are available to technical professionals?
Engineering Your Retirement discusses financial independence from the unique cultural view of the technical professional and features many charts, graphs, analytical tools, and equations to help present the financial nuts-and-bolts of retiring in a logical and analytical manner. It offers practical, firsthand advice from an industry expert on:
* Effectively budgeting for investments
* Planning for health insurance
* Choosing a retirement community
* Building up a cash/bond ladder
* Considering inflation
* Portfolio requirements
* Investment allocations
* Paying off a mortgage
* And much more!
目次
Preface. Acknowledgments.
1. Retire On Your Schedule.
1.1. Retirement Options.
1.2. Is There a Retirement Crisis?
1.3. How Much Do I Need to Retire?
1.4. How Long Will it Take Me to Save Enough Money?
1.5. Learning Your Own Life Values.
2 Analysis Tools and Calculations.
2.1. Predictions Based on Average Returns and Inflation.
2.2. Spending Models.
2.3. Historical Data.
2.4. Monte Carlo Simulation.
2.5. Historical Simulation and the 4% Rule.
3 Live Below Your Means (LBYM).
3.1. Spending.
3.2. Breaking the Relationship Between Earning and Spending.
3.3. Establishing Budget Projections.
3.4. Credit Cards.
3.5. Increasing Earnings.
4 Emergency Funds and Insurance (First Take Care of Stability).
4.1. Medical Insurance and Healthcare Budgets.
4.2. Emergency Fund.
4.3. Personal Financial Concerns.
4.4. Documents.
5 Investment Instruments.
5.1. Bonds.
5.2. Stocks.
5.3. Real Estate.
5.4. Annuities.
5.5. Defined Benefit Plans (Pensions).
5.6. Cash and Certificates of Deposit.
5.7. Social Security.
5.8. Mutual Funds.
5.9. Exchange-Traded Funds (ETFs).
5.10. Commodities.
6 Your Investment Plan.
6.1. Eliminate "Bad" Debt.
6.2. Investment Issues.
6.3. Tax-Advantaged Accounts and Free Money.
6.4. Taxable Investments.
6.5. House-Purchase or Rent?
6.6. Mortgage Payoff Decision.
6.7. Taxes.
7 What Will I Do When I Retire?
7.1. Work Part-Time.
7.2. Travel.
7.3. Volunteer.
7.4. Recreation and Leisure.
7.5. Health and Self-Improvement.
8 Final Issues.
8.1. Before You Leave the Building.
8.2. Where to Live.
8.3. Sources of Income.
8.4. Taxes.
8.5. Rebalancing.
8.6. Heirs.
Appendix A: Web Site URLs: Information, Online Calculators and Software.
Appendix B: Fundamental Financial Equations.
Appendix C: Longevity Table.
Index.
About the Author.
「Nielsen BookData」 より