Secured transactions reform and access to credit

著者

• Dahan, Frederique
• Simpson, John

書誌事項

Secured transactions reform and access to credit

edited by Frederique Dahan and John Simpson

（Elgar financial law）

E. Elgar, c2008

注記

Includes bibliographical references and index

内容説明・目次

内容説明

Secured transactions reform, also known as collateral or pledge law reform, is increasingly seen as an important building block for economic development. The commonly held view is that the availability and cost of credit, as well as the efficiency of the market for secured credit, are directly influenced by the laws affecting secured transactions and their implementation. However, there is still a lot of confusion about this relatively complex and technical area of the law and its role in promoting access to credit and economic growth. The chapters presented here provide, for the first time, a comprehensive and cutting-edge view of the subject - from both a legal and economic perspective. They start at the macro level of financial systems, moving towards the behaviours of lenders (commercial banks and micro-lenders), policy options for government and the mechanisms of collateral law reform. By approaching the subject from different angles and experiences, the work advocates an inclusive approach to the subject where all stakeholders' interests can be taken into account. It addresses the question of what role laws and institutions can play to encourage access to credit. This book will be of primary interest to those involved in economic development and the interaction between law and economics, either for practical reasons (for example, working on reform or providing advice on investment in transition economies) or for research purposes.

目次

Contents: Foreword PART I: ACCESS TO CREDIT AND SECURED TRANSACTIONS IN A GLOBAL WORLD 1. Turning the Key to Credit: Credit Access and Credit Institutions Florencio Lopez-de-Silanes 2. Policy Choices for an Efficient and Inclusive Financial System Thorsten Beck PART II: SECURED TRANSACTIONS LAW TO SUPPORT ACCESS TO CREDIT: A CASE FOR REFORM 3. The Economics of Collateral and of Collateral Reform Heywood Fleisig 4. Firm-level Evidence on Collateral and Access to Finance Mehnaz S. Safavian 5. Legal Efficiency of Secured Transactions Reform: Bridging the Gap between Economic Analysis and Legal Reasoning Frederique Dahan and John Simpson PART III: TAKING SECURITY IN PRACTICE: MICROFINANCE AND MORTGAGE 6. The State of Nature and Lending in an Unreformed Environment: Experience from Early Transition Countries Thomas Engelhardt and Benjamin Regitz 7. Use of Security in Challenging Environments: The Microfinance Perspective Martin Holtmann 8. Mortgages in Transition Economies John Simpson and Frederique Dahan PART IV: STORIES OF REFORM: LESSONS LEARNED AND REMAINING CHALLENGES 9. The Slovak Secured Transactions Reform: Ingredients of a Successful Reform and Reflection on its Achievements Katarina Mathernova 10. The Romanian Electronic Archive of Security Interests in Personal Property Diana Lupulescu 11. Challenges in Implementing Secured Transactions Reform in Latin America Nuria de la Pena 12. Recent Reform in France: The Renaissance of a Civilian Collateral Regime? Marie-Elodie Ancel Index

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詳細情報

• NII書誌ID(NCID): BA8894774X
• ISBN:
  • 9781847205988
• LCCN: 2008932877
• 出版国コード: uk
• タイトル言語コード: eng
• 本文言語コード: eng
• 出版地: Cheltenham, UK ; Northampton, MA
• ページ数/冊数: x, 283 p.
• 大きさ: 24 cm
• 分類:
  • LCC : HG3705
  • DC22 : 332.7
• 件名:
  • LCSH : Credit control
  • LCSH : Security (Law)
• 親書誌ID:
  • BA82030710