Genes and insurance : ethical, legal and economic issues
Author(s)
Bibliographic Information
Genes and insurance : ethical, legal and economic issues
(Cambridge law, medicine and ethics / general editor Alexander McCall Smith)
Cambridge University Press, 2008, c2003
- : pbk
- Other Title
-
Att nyttja genetisk information
Available at 2 libraries
  Aomori
  Iwate
  Miyagi
  Akita
  Yamagata
  Fukushima
  Ibaraki
  Tochigi
  Gunma
  Saitama
  Chiba
  Tokyo
  Kanagawa
  Niigata
  Toyama
  Ishikawa
  Fukui
  Yamanashi
  Nagano
  Gifu
  Shizuoka
  Aichi
  Mie
  Shiga
  Kyoto
  Osaka
  Hyogo
  Nara
  Wakayama
  Tottori
  Shimane
  Okayama
  Hiroshima
  Yamaguchi
  Tokushima
  Kagawa
  Ehime
  Kochi
  Fukuoka
  Saga
  Nagasaki
  Kumamoto
  Oita
  Miyazaki
  Kagoshima
  Okinawa
  Korea
  China
  Thailand
  United Kingdom
  Germany
  Switzerland
  France
  Belgium
  Netherlands
  Sweden
  Norway
  United States of America
Note
"This digitally printed version 2008"--T.p. verso
"Paperback re-iisue"--Back cover
Includes bibliographical references (p. 153-163) and index
Description and Table of Contents
Description
The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.
Table of Contents
- Preface
- 1. Introduction
- Part I. Starting Points: 2. The terminology and possibilities of genetics
- 3. Opportunities for insurers to use genetic information
- Part II. Social, Economic and Legal Aspects: 4. Social insurance in the modern welfare state: emergence, maturity and partial dismantling
- 5. International trade in personal insurance
- 6. Prohibitions against discrimination in the private sphere: does legislation build on a consistent foundation?
- Part III. Ethical Aspects: 7. Ethical arguments for and against the right of insurance companies to genetic information
- Part IV. Evaluation: 8. Conclusions and policy implications
- Bibliography
- Index.
by "Nielsen BookData"