Reverse mortgages

著者

    • Redstone, Gerald H

書誌事項

Reverse mortgages

Gerald H. Redstone, editor

（Financial institutions and services）

Nova Science, c2010

  • : hardcover

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注記

Includes bibliographical references and index

内容説明・目次

内容説明

Since the 1970s, parties have sought to create mortgage instruments that would enable elderly homeowners to obtain loans to convert their equity into income, while providing that no repayments would be due for a specified period, or ideally, for the lifetime of the borrower. These instruments have been referred to as reverse mortgages, reverse annuity mortgages, and home equity conversion loans. Reverse mortgages are the opposite of traditional mortgages in the sense that the borrower receives payments from the lender instead of making such payments to the lender. Reverse mortgages are designed to enable elderly homeowners to remain in their homes while using the equity in their homes as a form of income. Now, when used properly, reverse mortgages can be an effective way for seniors to tap into equity in their house as a means to bolster their retirement security. This book illustrates the increase in reverse mortgages and their advantages, as well as the frequently glossed-over issues. This book consists of public documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.

目次

  • Preface
  • Reverse Mortgages: Polishing Not Tarnishing the Golden Years, Hearing Before the Special Committee on Aging, United States Senate
  • Reverse Mortgages: Background and Issues
  • Index.

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