Housing market policy options
著者
書誌事項
Housing market policy options
（Housing issues, laws and programs series）（Economic issues, problems and perspectives series）
Nova Science, c2012
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注記
Includes bibliographical references and index
内容説明・目次
内容説明
The ongoing problems in the U.S. housing market continue to impede the economic recovery. House prices have fallen an average of about 33 percent from their 2006 peak, resulting in about $7 trillion in household wealth losses and an associated ratcheting down of aggregate consumption. At the same time, an unprecedented number of households have lost, or are on the verge of losing, their homes. The extraordinary problems plaguing the housing market reflect in part the effect of weak demand due to high unemployment and heightened uncertainty. But the problems also reflect three key forces originating from within the housing market itself: a persistent excess supply of vacant homes on the market, many of which stem from foreclosures; a marked and potentially long-term downshift in the supply of mortgage credit; and the costs that an often unwieldy an inefficient foreclosure process imposes on home-owners, lenders, and communities. This book provides a framework for thinking about directions policy-makers might take to help the housing market.
目次
- Preface
- Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
- The U.S. Housing Market: Current Conditions and Policy Considerations
- Testimony of Mark Zandi, Chief Economist and Co-Founder of Moody's Analytics. Hearing on "State of the Housing Market: Removing Barriers to Economic Recovery"
- Testimony of Philip L. Swagel, Professor of International Economic Policy, University of Maryland School of Public Policy. Hearing on "State of the Housing Market: Removing Barriers to Economic Recovery"
- Preserving Homeownership: Foreclosure Prevention Initiatives
- National Mortgage Servicing Standards: Legislation in the 112th Congress
- Index.
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