Mortgages : policies, proposals and trends

著者

    • Murphy, Foster
    • Jensen, Owen C

書誌事項

Mortgages : policies, proposals and trends

Foster Murphy and Owen C. Jensen, editors

（Housing issues, laws and programs series）（Economic issues, problems and perspectives series）

Nova Science, c2013

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注記

Includes bibliographical references and index

内容説明・目次

内容説明

Congressional interest in residential mortgage markets has increased following the collapse of the housing bubble, government financial support to the mortgage market, and housing's perceived importance to the broader economic recovery. Since 2008, the residential mortgage market has experienced some of the highest default and foreclosure rates since the Great Depression. This book provides an overview of the changing residential mortgage market, focusing on trends in housing prices, home-ownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.

目次

  • Preface
  • Changes to the Residential Mortgage Market: Legislation, Demographics, & Other Drivers
  • Revisiting Mortgage Loan Disclosures Under the Consumer Financial Protection Bureau
  • Ability to Repay, Risk-Retention Standards, & Mortgage Credit Access
  • Analysis of the Tax Exclusion for Canceled Mortgage Debt Income
  • An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview
  • National Mortgage Servicing Standards: Legislation in the 112th Congress
  • Commercial & Residential Mortgages
  • Index.

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