Land and credit : mortgages in the medieval and early modern European countryside
Author(s)
Bibliographic Information
Land and credit : mortgages in the medieval and early modern European countryside
(Palgrave studies in the history of finance / series editors, Adrian R. Bell, D'Maris Coffman and Tony K. Moore)
Palgrave Macmillan, c2018
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Note
Includes bibliographical references and index
Description and Table of Contents
Description
This volume investigates the use of mortgages in the European countryside between the thirteenth and eighteenth centuries. A mortgage allowed a loan to be secured with land or other property, and the practice has been linked to the transformation of the agrarian economy that paved the way for modern economic growth.
Historians have viewed the mortgage both positively and negatively: on the one hand, it provided borrowers with opportunities for investment in agriculture; but equally, it exposed them to the risk of losing their mortgaged property. The case studies presented in this volume reveal the variety of forms that the mortgage took, and show how an intricate balance was struck between the interests of the borrower looking for funds, and those of the lender looking for security. It is argued that the character of mortgage law, and the nature of rights in land in operation in any given the place and period, determined the degree to which mortgages were employed. Over time, developments in these factors allowed increasing numbers of peasants to use mortgages more freely, and with a decreasing risk of expropriation. This volume will be appealing to academics and researchers interested in financial history, rural credit and debt, and the economic history of agrarian communities.
Table of Contents
1 Introduction: mortgages and annuities in historical perspectiveChris Briggs and Jaco Zuijderduijn2 Mortgages and the English peasantry c.1250-c.1350Chris Briggs3 Mortgages raised by rural English copyhold tenants 1605-1735Juliet Gayton4 Mortgages and the Kentish yeoman in the seventeenth centuryImogen Wedd5 Why the equity of redemption?D.P. Waddilove6 Credit and land: the Jews of Zaragoza 1383-1400Michael Schraer7 Not only land: mortgage credit in central-northern Italy in the sixteenth and seventeenth centuriesGiuseppe De Luca and Marcella Lorenzini8 Rural credit markets in eighteenth-century France: contracts, guarantees and landElise M. Dermineur9 The use of perpetual annuities in rural Brabant in the fifteenth and sixteenth centuriesMichael Limberger and Nicolas De Vijlder10 Proactive peasants? The role of annuities in a late medieval communal society: the Campine area, Low CountriesEline Van Onacker11 The other fundamental problem of exchange: mortgages, defaults, and debtor protection in sixteenth-century HollandJaco Zuijderduijn12 Afterword: mortgages as a mediation between kin and capitalCraig Muldrew
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