Essays on housing and pensions : a European perspective
著者
書誌事項
Essays on housing and pensions : a European perspective
(Essays in real estate research, Bd. 15)(Gabler research)
Springer Gabler, c2019
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注記
Originally presented as the author's thesis (doctoral) -- EBS Universität für Wirtschaft und Recht, 2018
Includes bibliographical references (p. [61]-64)
"EBS. REMI, Real Estate Management Institute" -- Cover
内容説明・目次
内容説明
Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Muller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age.About the Author
Thomas Muller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.
目次
Trade-off Between Housing and Pensions.- Housing Wealth Release in Old Age.- Policy Implications for Europe.
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