Disruptive technology in banking and finance : an international perspective on fintech

著者

    • King, Timothy
    • Lopes, Francesco Saverio Stentella
    • Srivastav, Abhishek
    • Williams, Jonathan

書誌事項

Disruptive technology in banking and finance : an international perspective on fintech

Timothy King ... [et. al] editors

(Palgrave studies in financial services technology)

Palgrave Macmillan, c2021

  • : [hbk.]

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注記

Other editors : Francesco Saverio Stentella Lopes, Abhishek Srivastav and Jonathan Williams

Includes bibliographical references and index

"This Palgrave Macmillan imprint is published by the registered company Springer Nature Switzerland AG ... Cham, Switzerland"--T.p. verso

内容説明・目次

内容説明

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

目次

Introduction Acknowledgements Chapter 1. A historical Perspective on Disruptive Technologies Rossella Locatelli, Cristiana Schena, and Alessandra Tanda Chapter 2. A Taxonomy of FinTech Innovation James Bowden, Timothy King, Dimitrios Koutmos, Tiago Loncan, and Saverio Stentella Lopes Chapter 3. Cryptocurrency Mining Protocols: A Regulatory and Technological Overview Timothy King, Dimitrios Koutmos, and Saverio Stentella Lopes Chapter 4. The development of InsurTech in Europe and the strategic response of incumbents Ornella Ricci Chapter 5. FinTech and Banking: An Evolving Relationship Santiago Carbo-Valverde, Pedro J. Cuadros-Solas and Francisco Rodriguez-Fernandez Chapter 6. FinTech Cultures and Organizational Changes in Financial Services Providers Timothy King and Daniele Angelo Previati Chapter 7. Digital Disruption: How the Financial Services Landscape is being Transformed Walter Gontarek Chapter 8. FinTech and Regulation: From Start to Boost - A New Framework in the Financial Services Industry. Where is the Market Going? Too Early to Say Anna Omarini Chapter 9. Bigger Fish to Fry: FinTech and the Digital Transformation of Financial Services David McNulty and Alistair Milne Chapter 10. FinTech: A Perfect Day or Walk on the Wild Side? Jonathan Williams Index

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