After redlining : the urban reinvestment movement in the era of financial deregulation

著者

    • Marchiel, Rebecca K.

書誌事項

After redlining : the urban reinvestment movement in the era of financial deregulation

Rebecca K. Marchiel

(Historical studies of urban America)

University of Chicago Press, 2020

  • cloth

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注記

Includes bibliographical references (p. [243]-294) and index

内容説明・目次

内容説明

Focusing on Chicago's West Side, After Redlining illuminates how urban activists were able to change banks' behavior to support investment in communities that they had once abandoned. American banks, to their eternal discredit, long played a key role in disenfranchising nonwhite urbanites and, through redlining, blighting the very city neighborhoods that needed the most investment. Banks long showed little compunction in aiding and abetting blockbusting, discrimination, and outright theft from nonwhites. They denied funds to entire neighborhoods or actively exploited them, to the benefit of suburban whites-an economic white flight to sharpen the pain caused by the demographic one. And yet, the dynamic between banks and urban communities was not static, and positive urban development, supported by banks, became possible. In After Redlining, Rebecca K. Marchiel illuminates how, exactly, urban activists were able to change some banks' behavior to support investment in communities that they had once abandoned. The leading activists arose in an area hit hard by banks' discriminatory actions and politics: Chicago's West Side. A multiracial coalition of low- and moderate-income city residents, this Saul Alinsky-inspired group championed urban reinvestment. And amazingly, it worked: their efforts inspired national action, culminating in the federal Home Mortgage Disclosure Act and the Community Reinvestment Act. While the battle for urban equity goes on, After Redlining provides a blueprint of hope.

目次

Introduction. Neighborhoods First Chapter 1. Beyond the Backlash: Organizing against Real Estate Abuse in a "Transitional" Urban Neighborhood Chapter 2. The FHA in the City: Red Lines and the Origins of the Urban Reinvestment Movement Chapter 3. It's Our Money: Defending Financial Common Sense in a Collapsing New Deal Order Chapter 4. Communities Must Be Vigilant: The Financial Turn in National Urban Policy Chapter 5. Reinvestment for Whom? The Limits of Bank-Led Reinvestment Chapter 6. Let's Make the Market Work for Us: The Lost Fight for Credit Allocation and the Rise of Community-Bank Partnerships Conclusion Acknowledgments List of Abbreviations for Archival Collections Notes Index

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