The fintech disruption : how financial innovation is transforming the banking industry
Author(s)
Bibliographic Information
The fintech disruption : how financial innovation is transforming the banking industry
（Palgrave studies in financial services technology）
Palgrave Macmillan, c2023
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Note
Includes references
Index: p. 373-378
Description and Table of Contents
Description
This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations.
Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech's continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.
Table of Contents
INTRODUCTION
Chapter 1
Fintech and Banking: An Overview
Thomas Walker, Elaheh Nikbakht, and Maher Kooli
SECTION I: FINANCIAL TECHNOLOGIES AND THEIR EFFECTS ON THE BANKING INDUSTRY
Chapter 2
Centralized and Decentralized Finance: Coexistence or Convergence?
Axel Wieandt and Laurenz Heppding
Chapter 3
Fintech and the Digital Transformation of the Banking Landscape
Wesley L. Harris and Jarunee Wonglimpiyarat
Chapter 4
Shifting paradigms in banking: How new service concepts and formats enhance the value of financial services
Anna Omarini
Chapter 5
Competitors and Partners at the Same Time: On the Role of Fintech Companies in the Latvian Financial Market
Ramona Rupeika-Apoga, Emils Darzins, Deniss Filipovs, and Stefan Wendt
Chapter 6
Non-Fungible Tokens
Andrea Barbon and Angelo Ranaldo
SECTION II: CHALLENGES, OPPORTUNITIES, AND REGULATIONS REGARDING FINTECH IN THE BANKING INDUSTRY
Chapter 7
Open Banking: Opportunities and Risks
Christoph Frei
Chapter 8
The Rise of Financial Services Ecosystems: Towards Open Banking Platforms
Simona Cosma, Stefano Cosma, and Daniela Pennetta
Chapter 9
The Crypto-assets Market in the United Kingdom: Regulatory and Legal Challenges
Malgorzata Sulimierska and Agnieszka Sikorska
Chapter 10
A Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusion
Nadeera Ranabahu
Chapter 11
Investigating Variables that Increase the Desire and Loyalty to Utilize Fintech After the COVID-19 Lockdown: A New Normal Habit
Minh T. H. Le
SECTION III: EVIDENCE FROM AROUND THE WORLD
Chapter 12
Fintech and Financial Inclusion in Developing Countries
Charles Adjasi, Calumn Hamilton, and Robert Lensink
Chapter 13
The Cash Holdings of Fintechs and SMEs: Evidence from OECD Countries
Kaleemullah Abbasi, Ashraful Alam, Noor Ahmed Brohi, Makhmoor Fiza, Shahzad Nasim, and Imtiaz Ali Brohi
Chapter 14
Fintech Companies in Brazil: Assessing Their Effects on Competition in the Brazilian Financial System from 2018 to 2020
Norberto Montani Martins, Paula Marina Sarno, Luiz Macahyba, and Dalton Boechat Filho
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