Perspectives on safe & sound banking : past, present, and future

書誌事項

Perspectives on safe & sound banking : past, present, and future

by George J. Benston ... [et al.]

(MIT Press series on the regulation of economic activity, 12)

MIT Press, 1986

タイトル別名

Perspectives on safe and sound banking

大学図書館所蔵 件 / 48

この図書・雑誌をさがす

注記

"A study commissioned by the American Bankers Association."

Bibliography: p. 327-345

Includes index

内容説明・目次

内容説明

In this book five leading bank scholars explore the safety and soundness of the U.S. banking system in an economic environment where the likelihood of failures of individual banks has significantly increased. Banking is now, and always has been, a risky business. The key to success both in operating a bank and in supervising a banking system is appropriate risk management. Yet risk management has become increasingly difficult because of higher and more volatile interest rates, faster and cheaper transfer of funds and information, a movement toward deregulation, and subsidies for many institutions embedded in the flat-rate premium structure of the federal deposit insurance system. In this book five leading bank scholars explore the safety and soundness of the U.S. banking system in an economic environment where the likelihood of failures of individual banks has significantly increased. The book's ten chapters cover: the risks of the failure of individual banks and of the banking system; consequences of bank failure on other banks, financial markets, and economic activity; the role of government deposit insurance; alternative ways of resolving insolvencies; the role of lender of last resort; risk and organizational issues in the expansion of banking activities; market discipline as a means of limiting banking problems and failures; feasibility and desirability of permitting or requiring market-value reporting for financial institutions; risk rated premiums; the effectiveness of supervision and field and remote examinations; the effectiveness of centralization or decentralization of regulation, supervision, and examination in multiple federal and state agencies. Perspectives on Safe and Sound Banking is copublished with the American Bankers Association and is included in the Regulation of Economic Activity Series, edited by Richard Schmalensee.

「Nielsen BookData」 より

関連文献: 1件中  1-1を表示

詳細情報

ページトップへ