Financial markets for small enterprises in urban and rural Northern Thailand : empirical analysis on the demand for and supply of financial services, with particular emphasis on the determinants of credit access and borrower transaction costs
著者
書誌事項
Financial markets for small enterprises in urban and rural Northern Thailand : empirical analysis on the demand for and supply of financial services, with particular emphasis on the determinants of credit access and borrower transaction costs
(Development economics and policy / edited by Franz Heidhues, v. 28)
P. Lang, c2002
大学図書館所蔵 全5件
  青森
  岩手
  宮城
  秋田
  山形
  福島
  茨城
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  群馬
  埼玉
  千葉
  東京
  神奈川
  新潟
  富山
  石川
  福井
  山梨
  長野
  岐阜
  静岡
  愛知
  三重
  滋賀
  京都
  大阪
  兵庫
  奈良
  和歌山
  鳥取
  島根
  岡山
  広島
  山口
  徳島
  香川
  愛媛
  高知
  福岡
  佐賀
  長崎
  熊本
  大分
  宮崎
  鹿児島
  沖縄
  韓国
  中国
  タイ
  イギリス
  ドイツ
  スイス
  フランス
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  オランダ
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  アメリカ
注記
Originally presented as the author's thesis--University of Hohenheim, 2001
Includes bibliographical references (p. 201-212)
内容説明・目次
内容説明
This study examines the demand for and supply of financial services for small entrepreneurs in Northern Thailand. Particular emphasis is placed on credit technologies deployed by formal and informal institutions and on determinants of credit access and borrower transaction costs. The study complements and expands on existing research into micro-finance by adding a specific regional dimension. A remarkable situation of <<urban bias in reverse>> has been detected as far as access to formal finance is concerned. Conventional access variables (such as education and the level of household income and assets) do not explain rural households' access to institutional credit sources, while these factors turned out to be powerful determinants in explaning urban households' access to formal finance. This can be explained by the efforts on the part of the Thai government to improve access to credit for small rural enterprises. The author concludes that the neglect of rural finance and the lack of innovative financial approaches is, to a significant extent, also the result of political priority-setting and decision-making; it cannot be attributed to unattractive investment possibilities alone.
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